522 Cross ST, Watertown, NY 13601
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522 Cross ST, Watertown, NY 13601
522 Cross ST, Watertown, NY 13601
522 Cross ST, Watertown, NY 13601
522 Cross ST, Watertown, NY 13601
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$ 230,000
Est. payment /mo
Price Dropped by $5K

522 Cross ST Watertown, NY 13601

5 Beds

3 Baths

1,958 SqFt


UPDATED:

Key Details

Property Type Multi-Family, Mobile Home

Sub Type Multi Family

Listing Status Active

Purchase Type For Sale

Square Footage 1,958 sqft

Price per Sqft $117

MLS Listing ID S1676276

Style Triplex

Bedrooms 5

Full Baths 3

Construction Status Existing

HOA Y/N No

Year Built 1900

Annual Tax Amount $2,646

Lot Size 10,890 Sqft

Acres 0.25

Lot Dimensions 66X165

Property Sub-Type Multi Family

Property Description

Well-maintained and thoughtfully updated 3-unit triplex located in the heart of Watertown, offering a strong investment opportunity with immediate income and additional upside. The property features two well-performing units currently rented—a spacious 2-bedroom downstairs apartment generating $875/month and an exceptionally clean 2-bedroom upper unit bringing in $900/month, both occupied by quality tenants. The third unit, a 1-bedroom apartment on the first floor, is currently vacant and presents an ideal opportunity for owner occupancy or additional rental income.

The home has seen several recent improvements, including a newly installed roof on the main structure and tasteful updates throughout. Bathrooms have been refreshed with brand new luxury vinyl plank flooring, and the units offer open, functional layouts that appeal to today's renters.

The back right unit has also been updated with new luxury vinyl flooring and fresh paint, creating a clean and inviting living space, complemented by a small but charming dining area just off of the kitchen. Exterior porches have just been freshly painted in April of 2026, further enhancing the property's curb appeal.


Additional highlights include ample off-street parking with a large lot on the left side of the property and additional parking on the right, providing convenience for tenants. The backyard is exceptionally large for a city lot in Watertown, offering added outdoor space that is rarely found in similar properties. Whether you're looking to expand your portfolio or live in one unit while the others offset your expenses, this triplex offers versatility, solid rental history, and long-term value.

Location

State NY

County Jefferson

Area Watertown-City-221800

Rooms

Basement Walk-Out Access

Interior

Heating Electric, Gas, Other, See Remarks, Baseboard, Forced Air

Cooling Other, See Remarks

Flooring Carpet, Luxury Vinyl, Varies, Vinyl

Fireplace No

Appliance Electric Water Heater

Exterior

Exterior Feature Deck, Patio

Utilities Available Electricity Available, Electricity Connected, Sewer Connected, Water Connected

Porch Covered, Deck, Patio, Porch

Building

Lot Description Rectangular, Rectangular Lot, Residential Lot

Story 2

Foundation Stone

Sewer Connected

Water Connected, Public

Architectural Style Triplex

Level or Stories Two

Structure Type Vinyl Siding

Construction Status Existing

Schools

School District Watertown

Others

Senior Community No

Tax ID 221800-009-000-0001-209-000-0000

Acceptable Financing Cash, Conventional, FHA, VA Loan

Listing Terms Cash, Conventional, FHA, VA Loan

Special Listing Condition Standard

Virtual Tour https://www.propertypanorama.com/instaview/syr/S1676276


Listed by Keller Williams Northern New York 315-778-6473

NEARBY SCHOOLS & PROPERTIES

Michelle Thompson

Michelle Thompson

Lic. RE Salesperson | License ID: 40FA1156159

+1(315) 794-3260

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522 Cross ST